To dream of worms, denotes that you will be oppressed by the low intriguing of disreputable persons.
For a young woman to dream they crawl on her, foretells that her aspirations will always tend to the material. If she kills or throws them off, she will shake loose from the material lethargy and seek to live in morality and spirituality.
To use them in your dreams as fish bait, foretells that by your ingenuity you will use your enemies to good advantage.